Open a Neo Savings account for a chance to win $10,000†. Every dollar deposited gets you an entry to win, plus earns up to 3% interest* to keep growing your money.
Contest ends July 9, 2026.
† No purchase necessary. Giveaway runs from April 8 2026, to July 9, 2026 for one grand prize of $10,000 CAD, and two secondary prizes of $2,500. Open to residents of Canada, except Quebec, who are the age of majority during the Giveaway Period. Odds depend on the number of entries. Skill-testing question required. Full rules at https://get.neofinancial.com/10k-your-way-rules/
The Neo Savings account is a Cash account offered by Neo Financial Technologies Inc. (“Neo”), a FINTRAC-registered money services business. The funds added to Neo Cash accounts are ultimately held securely in trust in the name of the primary account holder with one or more member institutions of the Canada Deposit Insurance Corporation (“CDIC”). Neo is not a CDIC member institution; however, eligible funds held in trust are insured by CDIC for up to $100,000 per beneficiary, per member institution in the event of a member institution’s failure, provided certain disclosure rules are met. Funds are settled with any CDIC member institution within three business days of the funds being reflected in your account.
* Earnings for the Neo Savings account, a Neo Cash account, are derived from the interest Neo earns on the funds. Neo shares interest at the advertised rate of return for the Neo Cash account, and earnings are calculated daily on the total closing balance and paid monthly. Rates are per annum. Minimum combined balance across Neo Cash, Neo Everyday, and Neo High-Interest Savings accounts required to earn boosted rates, which will only be applied and paid to your Neo Cash account balance. The minimum combined balance required to qualify and the corresponding rates are subject to change without notice. Balances in Neo Invest are not included in the increased rate calculation.
All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
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FREQUENTLY ASKED QUESTIONS
Do I need to be a new Neo member to enter?
No — the contest is open to anyone who meets the eligibility requirements. However, only net-new deposits (money transferred from outside Neo after the contest opens) count as entries.
How do entries work?
Every $1 of net-new external deposits into your Neo Savings account is one contest entry. There's no limit to how many entries you can earn.
How do the multipliers add up?
Turning on Auto-Save doubles your entries. Opening a joint account doubles them again. Do both and every dollar earns four times the entries. For example: $1,000 in net-new deposits with both active = 4,000 entries.
Is my money safe?
Yes. Neo Savings accounts are held in trust with CDIC member institutions and your deposits are eligible for protection up to $100,000 per beneficiary.
Are there any fees?
No. Neo Savings has no monthly fees and there is no minimum balance required to open or maintain the account.
When does the contest close?
The contest closes on July 9, 2026. See the official contest rules for full eligibility details, terms, and conditions.
Neo Financial
MORE YOU SAVE.
MORE YOU WIN.
Stack multipliers by setting up Auto-Save and a Joint Account. Your money keeps earning interest the whole time.
STILL BEATING
BIG BANKS' RATES.
Traditional banks1
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1x
$1 saved = 1 entry. No setup required.
BASE
SAVE ANYTHING
$500 → 500 entries
OPEN AN ACCOUNT. WIN $10,000
Entry multipliers
3 STEPS.
5 MINUTES.
No fees. No purchase necessary. Your savings earn interest the entire time — whether you win or not.
FILL OUT THE FORM
Enter your first name, last name, and email above to reserve your contest spot. It takes 30 seconds and locks in your eligibility.
STEP 1
How to enter
OPEN A SAVINGS ACCOUNT
Apply in minutes. No monthly fees, no minimum balance. Instant approval for Canadian residents. Already have a Neo account? You're eligible automatically.
STEP 2
DEPOSIT MONEY & MULTIPLY
STEP 3
Deposit any amount to start earning entries. $1 saved = 1 entry. Add Auto-Save or a Joint Account for up to a 4× entry multiplier.
2x
Recurring transfers double every entry.
AUTO SAVE
ADD AUTO-SAVE
$500 → 1000 entries
2x
Save with a partner. Entries double again.
JOINT ACCOUNT
ADD JOINT ACCOUNT
$500 → 1000 entries
4x
Auto-Save + Joint Account = max. entries.
BEST ODDS
BOTH ACTIVE
$500 → 2000 entries
Recommended
0.45%
3%
When promo rates expite
$258.34
$609.07
Interest earned (12 months)1
Starting rate
3.79%
3%
Why Neo Savings?
Big banks pay 0.45%. Neo pays up to 3.00%. On $20,000 — that's $609 more every year, just sitting there.
1,3 MILLION CANADIANS TRUST NEO
Neo Savings Account
One $10,000 grand prize and two $2,500 secondary prizes. Earn up to 3% interest the entire time. Contest closes July 9, 2026
✔ No fees to enter
YOUR CHANCE
TO WIN $10,000
✔ CDIC insured
✔ $15,000 total prizes
What is the Neo Savings account rate?
Our savings account offers a tiered interest rate that grows with your balance. You’ll earn 3.00% on balances of $20,000 and above, 2.50% on balances between $5,000 and $19,999.99, and 2.25% on balances below $5,000.