| Required Everyday account balances | $0 | $1000 | $3000 | $5000 | $10,000 | |
|---|---|---|---|---|---|---|
| Neo Money™ card Cashback Spend Caps / Yr |
||||||
| $6,000 | Gas | 1.00% | 1.50% | 1.75% | 2.00% | 3.00% |
| $6,000 | Groceries | 1.00% | 1.50% | 1.75% | 2.00% | 3.00% |
| $10,000 | All Else | 0.00% | 0.00% | 0.50% | 0.50% | 1.00% |
| Neo Mastercard Cashback Spend Caps / Yr |
||||||
| $6,000 | Gas | 1.00% | 1.50% | 2.00% | 3.00% | 4.00% |
| $6,000 | Groceries | 1.00% | 1.50% | 2.00% | 3.00% | 4.00% |
| $20,000 | All Else | 0.00% | 0.50% | 0.50% | 1.00% | 1.00% |
| Neo World Elite® Mastercard* Cashback Spend Caps / Yr |
||||||
| $6,000 | Gas | 2.00% | 3.00% | 4.00% | 4.00% | 5.00% |
| $6,000 | Groceries | 2.00% | 3.00% | 4.00% | 4.00% | 5.00% |
| $40,000 | All Else | 1.00% | 1.00% | 1.00% | 1.50% | 2.00% |
Neo Money™ card
| Cashback Spend Caps / Yr | $0 Required Everyday account balance |
|
| $6,000 | Gas | 1.00% |
| $6,000 | Groceries | 1.00% |
| $10,000 | All Else | 0.00% |
| $1000 Required Everyday account balance |
||
| $6,000 | Gas | 1.50% |
| $6,000 | Groceries | 1.50% |
| $10,000 | All Else | 0.00% |
| $3000 Required Everyday account balance |
||
| $6,000 | Gas | 1.75% |
| $6,000 | Groceries | 1.75% |
| $10,000 | All Else | 0.50% |
| $5000 Required Everyday account balance |
||
| $6,000 | Gas | 2.00% |
| $6,000 | Groceries | 2.00% |
| $10,000 | All Else | 0.50% |
| $10,000 Required Everyday account balance |
||
| $6,000 | Gas | 3.00% |
| $6,000 | Groceries | 3.00% |
| $10,000 | All Else | 1.00% |
Neo Mastercard
| Cashback Spend Caps / Yr | $0 Required Everyday account balance |
|
| $6,000 | Gas | 1.00% |
| $6,000 | Groceries | 1.00% |
| $20,000 | All Else | 0.00% |
| $1000 Required Everyday account balance |
||
| $6,000 | Gas | 1.50% |
| $6,000 | Groceries | 1.50% |
| $20,000 | All Else | 0.50% |
| $3000 Required Everyday account balance |
||
| $6,000 | Gas | 2.00% |
| $6,000 | Groceries | 2.00% |
| $20,000 | All Else | 0.50% |
| $5000 Required Everyday account balance |
||
| $6,000 | Gas | 3.00% |
| $6,000 | Groceries | 3.00% |
| $20,000 | All Else | 1.00% |
| $10,000 Required Everyday account balance |
||
| $6,000 | Gas | 4.00% |
| $6,000 | Groceries | 4.00% |
| $20,000 | All Else | 1.00% |
Neo World Elite® Mastercard*
| Cashback Spend Caps / Yr | $0 Required Everyday account balance |
|
| $6,000 | Gas | 2.00% |
| $6,000 | Groceries | 2.00% |
| $40,000 | All Else | 1.00% |
| $1000 Required Everyday account balance |
||
| $6,000 | Gas | 3.00% |
| $6,000 | Groceries | 3.00% |
| $40,000 | All Else | 1.00% |
| $3000 Required Everyday account balance |
||
| $6,000 | Gas | 4.00% |
| $6,000 | Groceries | 4.00% |
| $40,000 | All Else | 1.00% |
| $5000 Required Everyday account balance |
||
| $6,000 | Gas | 4.00% |
| $6,000 | Groceries | 4.00% |
| $40,000 | All Else | 1.50% |
| $10,000 Required Everyday account balance |
||
| $6,000 | Gas | 5.00% |
| $6,000 | Groceries | 5.00% |
| $40,000 | All Else | 2.00% |
Products that work better together
¹ Cashback earn subject to monthly spend limit. After monthly spend limit is reached, subsequent purchases earn 1%. Spend limit resets monthly. Minimum balance in your Neo Everyday account required to earn the highest rate. For more information, visit the Neo app.
² The Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member institution, and are eligible for CDIC deposit protection. Deposits held in Neo Everyday and Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.
Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.
*Product Coming Soon Date to be provided
Up to 5% on gas and grocery1
Up to 2% on everything else1