Required Everyday account balances | $0 | $1000 | $3000 | $5000 | $10,000 | |
---|---|---|---|---|---|---|
Neo Money™ card Cashback Spend Caps / month |
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$500 | Gas | 1.00% | 1.50% | 1.75% | 2.00% | 3.00% |
$500 | Groceries | 1.00% | 1.50% | 1.75% | 2.00% | 3.00% |
$833 | All Else | 0.00% | 0.00% | 0.50% | 0.50% | 1.00% |
Neo Mastercard Cashback Spend Caps / month |
||||||
$500 | Gas | 1.00% | 1.50% | 2.00% | 3.00% | 4.00% |
$500 | Groceries | 1.00% | 1.50% | 2.00% | 3.00% | 4.00% |
$1,667 | All Else | 0.00% | 0.50% | 0.50% | 1.00% | 1.00% |
Neo World Mastercard® Cashback Spend Caps / month |
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$1,000 | Gas | 2.00% | 2.00% | 2.00% | 3.00% | 4.00% |
$1,000 | Groceries | 2.00% | 2.00% | 2.00% | 3.00% | 4.00% |
$500 | Recurring Payments | 2.00% | 2.00% | 2.00% | 3.00% | 4.00% |
$2,500 | All Else | 0.50% | 0.50% | 0.50% | 0.50% | 1.00% |
Neo World Elite® Mastercard Cashback Spend Caps / month |
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$1,000 | Gas | 3.00% | 3.00% | 3.00% | 3.50% | 4.00% |
$1,000 | Groceries | 5.00% | 5.00% | 5.00% | 6.00% | 7.00% |
$500 | Recurring Payments | 4.00% | 4.00% | 4.00% | 4.50% | 5.00% |
$3,300 | All Else | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
Neo Money™ card
Cashback Spend Caps / month | $0 Required Everyday account balance |
|
$500 | Gas | 1.00% |
$500 | Groceries | 1.00% |
$833 | All Else | 0.00% |
$1000 Required Everyday account balance |
||
$500 | Gas | 1.50% |
$500 | Groceries | 1.50% |
$833 | All Else | 0.00% |
$3000 Required Everyday account balance |
||
$500 | Gas | 1.75% |
$500 | Groceries | 1.75% |
$833 | All Else | 0.50% |
$5000 Required Everyday account balance |
||
$500 | Gas | 2.00% |
$500 | Groceries | 2.00% |
$833 | All Else | 0.50% |
$10,000 Required Everyday account balance |
||
$500 | Gas | 3.00% |
$500 | Groceries | 3.00% |
$833 | All Else | 1.00% |
Neo Mastercard
Cashback Spend Caps / month | $0 Required Everyday account balance |
|
$500 | Gas | 1.00% |
$500 | Groceries | 1.00% |
$1,667 | All Else | 0.00% |
$1000 Required Everyday account balance |
||
$500 | Gas | 1.50% |
$500 | Groceries | 1.50% |
$1,667 | All Else | 0.50% |
$3000 Required Everyday account balance |
||
$500 | Gas | 2.00% |
$500 | Groceries | 2.00% |
$1,667 | All Else | 0.50% |
$5000 Required Everyday account balance |
||
$500 | Gas | 3.00% |
$500 | Groceries | 3.00% |
$1,667 | All Else | 1.00% |
$10,000 Required Everyday account balance |
||
$500 | Gas | 4.00% |
$500 | Groceries | 4.00% |
$1,667 | All Else | 1.00% |
Neo World Mastercard®
Cashback Spend Caps / month | $0 Required Everyday account balance |
|
$1,000 | Gas | 2.00% |
$1,000 | Groceries | 2.00% |
$500 | Recurring Payments | 2.00% |
$2,500 | All Else | 0.50% |
$1000 Required Everyday account balance |
||
$1,000 | Gas | 2.00% |
$1,000 | Groceries | 2.00% |
$500 | Recurring Payments | 2.00% |
$2,500 | All Else | 0.50% |
$3000 Required Everyday account balance |
||
$1,000 | Gas | 2.00% |
$1,000 | Groceries | 2.00% |
$500 | Recurring Payments | 2.00% |
$2,500 | All Else | 0.50% |
$5000 Required Everyday account balance |
||
$1,000 | Gas | 3.00% |
$1,000 | Groceries | 3.00% |
$500 | Recurring Payments | 3.00% |
$2,500 | All Else | 0.50% |
$10,000 Required Everyday account balance |
||
$1,000 | Gas | 4.00% |
$1,000 | Groceries | 4.00% |
$500 | Recurring Payments | 4.00% |
$2,500 | All Else | 1.00% |
Neo World Elite® Mastercard
Cashback Spend Caps / month | $0 Required Everyday account balance |
|
$1,000 | Gas | 3.00% |
$1,000 | Groceries | 5.00% |
$500 | Recurring Payments | 4.00% |
$3,300 | All Else | 1.00% |
$1000 Required Everyday account balance |
||
$1,000 | Gas | 3.00% |
$1,000 | Groceries | 5.00% |
$500 | Recurring Payments | 4.00% |
$3,300 | All Else | 1.00% |
$3000 Required Everyday account balance |
||
$1,000 | Gas | 3.00% |
$1,000 | Groceries | 5.00% |
$500 | Recurring Payments | 4.00% |
$3,300 | All Else | 1.00% |
$5000 Required Everyday account balance |
||
$1,000 | Gas | 3.50% |
$1,000 | Groceries | 6.00% |
$500 | Recurring Payments | 4.50% |
$3,300 | All Else | 1.00% |
$10,000 Required Everyday account balance |
||
$1,000 | Gas | 4.00% |
$1,000 | Groceries | 7.00% |
$500 | Recurring Payments | 5.00% |
$3,300 | All Else | 1.00% |
¹ Cashback earn subject to monthly spend limit. When monthly spend limit is reached, earn rate decreases for subsequent spending. Spend limit resets monthly. Minimum balance required to earn the highest rate. For more information, visit the Neo app.
² The Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member institution, and are eligible for CDIC deposit protection. Deposits held in Neo Everyday and Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.
Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.
Start with the most competitive cashback rates in Canada.
Boost cashback rates even more by depositing money into a Neo Everyday account.