Required Everyday account balances $0 $1000 $3000 $5000 $10,000
Neo Money™ card
Cashback Spend Caps / month
$500 Gas 1.00% 1.50% 1.75% 2.00% 3.00%
$500 Groceries 1.00% 1.50% 1.75% 2.00% 3.00%
$833 All Else 0.00% 0.00% 0.50% 0.50% 1.00%
Neo Mastercard
Cashback Spend Caps / month
$500 Gas 1.00% 1.50% 2.00% 3.00% 4.00%
$500 Groceries 1.00% 1.50% 2.00% 3.00% 4.00%
$1,667 All Else 0.00% 0.50% 0.50% 1.00% 1.00%
Neo World Mastercard®
Cashback Spend Caps / month
$1,000 Gas 2.00% 2.00% 2.00% 3.00% 4.00%
$1,000 Groceries 2.00% 2.00% 2.00% 3.00% 4.00%
$500 Recurring Payments 2.00% 2.00% 2.00% 3.00% 4.00%
$2,500 All Else 0.50% 0.50% 0.50% 0.50% 1.00%
Neo World Elite® Mastercard
Cashback Spend Caps / month
$1,000 Gas 3.00% 3.00% 3.00% 3.50% 4.00%
$1,000 Groceries 5.00% 5.00% 5.00% 6.00% 7.00%
$500 Recurring Payments 4.00% 4.00% 4.00% 4.50% 5.00%
$3,300 All Else 1.00% 1.00% 1.00% 1.00% 1.00%

Neo Money™ card

Cashback Spend Caps / month $0
Required Everyday account balance
$500 Gas 1.00%
$500 Groceries 1.00%
$833 All Else 0.00%
$1000
Required Everyday account balance
$500 Gas 1.50%
$500 Groceries 1.50%
$833 All Else 0.00%
$3000
Required Everyday account balance
$500 Gas 1.75%
$500 Groceries 1.75%
$833 All Else 0.50%
$5000
Required Everyday account balance
$500 Gas 2.00%
$500 Groceries 2.00%
$833 All Else 0.50%
$10,000
Required Everyday account balance
$500 Gas 3.00%
$500 Groceries 3.00%
$833 All Else 1.00%

Neo Mastercard

Cashback Spend Caps / month $0
Required Everyday account balance
$500 Gas 1.00%
$500 Groceries 1.00%
$1,667 All Else 0.00%
$1000
Required Everyday account balance
$500 Gas 1.50%
$500 Groceries 1.50%
$1,667 All Else 0.50%
$3000
Required Everyday account balance
$500 Gas 2.00%
$500 Groceries 2.00%
$1,667 All Else 0.50%
$5000
Required Everyday account balance
$500 Gas 3.00%
$500 Groceries 3.00%
$1,667 All Else 1.00%
$10,000
Required Everyday account balance
$500 Gas 4.00%
$500 Groceries 4.00%
$1,667 All Else 1.00%

Neo World Mastercard®

Cashback Spend Caps / month $0
Required Everyday account balance
$1,000 Gas 2.00%
$1,000 Groceries 2.00%
$500 Recurring Payments 2.00%
$2,500 All Else 0.50%
$1000
Required Everyday account balance
$1,000 Gas 2.00%
$1,000 Groceries 2.00%
$500 Recurring Payments 2.00%
$2,500 All Else 0.50%
$3000
Required Everyday account balance
$1,000 Gas 2.00%
$1,000 Groceries 2.00%
$500 Recurring Payments 2.00%
$2,500 All Else 0.50%
$5000
Required Everyday account balance
$1,000 Gas 3.00%
$1,000 Groceries 3.00%
$500 Recurring Payments 3.00%
$2,500 All Else 0.50%
$10,000
Required Everyday account balance
$1,000 Gas 4.00%
$1,000 Groceries 4.00%
$500 Recurring Payments 4.00%
$2,500 All Else 1.00%

Neo World Elite® Mastercard

Cashback Spend Caps / month $0
Required Everyday account balance
$1,000 Gas 3.00%
$1,000 Groceries 5.00%
$500 Recurring Payments 4.00%
$3,300 All Else 1.00%
$1000
Required Everyday account balance
$1,000 Gas 3.00%
$1,000 Groceries 5.00%
$500 Recurring Payments 4.00%
$3,300 All Else 1.00%
$3000
Required Everyday account balance
$1,000 Gas 3.00%
$1,000 Groceries 5.00%
$500 Recurring Payments 4.00%
$3,300 All Else 1.00%
$5000
Required Everyday account balance
$1,000 Gas 3.50%
$1,000 Groceries 6.00%
$500 Recurring Payments 4.50%
$3,300 All Else 1.00%
$10,000
Required Everyday account balance
$1,000 Gas 4.00%
$1,000 Groceries 7.00%
$500 Recurring Payments 5.00%
$3,300 All Else 1.00%

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¹ Cashback earn subject to monthly spend limit. When monthly spend limit is reached, earn rate decreases for subsequent spending. Spend limit resets monthly. Minimum balance required to earn the highest rate. For more information, visit the Neo app.

² The Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member institution, and are eligible for CDIC deposit protection. Deposits held in Neo Everyday and Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.

Account only available to Canadian residents. You must be at least 13 years of age if you reside outside of Quebec; if you reside in Quebec you must be at least 14 years of age.

Start with the most competitive cashback rates in Canada.

Boost cashback rates even more by depositing money into a Neo Everyday account.